Monday, January 7, 2019

Supreme Court Banned Aadhar Card

In every country, Government uses some identification system to effectively register its people. Like other, Government of India is also doing the same thing using its Aadhar enrollment system and it gives very high importance to this process. The whole process is done by a Government based entity called UIDAI (Unique Identification Authority of India).

In India, Government uses 12 digit unique to register its people. This Aadhar number works as a basic point of interaction in all over the country. This is used to verify the details of the applicant. In schools, universities, employment and in financial transactions, Aadhar is the way to go.
In a recent verdict from Supreme Court, it has upheld the constitutional validity of Aadhar by invalidating certain provisions of the Aadhar Act. The main objective of doing so is to keep privacy of the people. In past, there have been reports of stealing of people's private information for fraudulent activities.  As a result, the matter was brought into the notice of Supreme Court.

E-commerce companies, mobile companies and e-wallets were found to be selling the people's private information to advertising companies in order to deliver targeted ads. Targeted ads work greatly in making a high conversion rate towards sale. In this regard, Supreme Court banned Aadhar Card for linking with private services. So, it is totally illegal for a private entity to ask Aadhar for conducting the transaction.

In a nutshell, after Supreme Court banned Aadhar card, linking of Aadhar is not mandatory for following services:

·        Insurance policies
·        Bank accounts
·        Employee pension
·        Mutual fund investments
·        Credit Cards
·        Re-verification of mobile number
·        KisanVikasPatra - whether old or new
·        NSC accounts - whether old or new
·        PPF accounts - whether old or new

Train, Rail, Movie Tickets - Often people get confused whether they should give the private firms who are in the business of selling movie tickets, railway and train tickets. The answer is no, these private firms cannot force you to disclose your Aadhar with them. Supreme Court banned Aadhar card for all sort of private firms that are not connected with Government agencies in any way. However, you cannot mix this with banks asking for opening PAN (Permanent bank account). You have to provide your Aadhar card to these banks though they are privately owned.

The Supreme Court verdict is a great shock to the private firms that uses aadhar card download based e-KYC (know your customer) to find new customer. Now, these private firms will have to find out new methods to search for new customers instead of capitalizing on people's private information. So, we can say Supreme Court banned Aadhar Card is definitely stop the spy on people's private information and will increase the data integrity of the people.

On the other hand, it will also increase the cost of acquiring new customers. We are sure, this this cost will be passed on to the final customers. So, a little rise in the prices of these services will be seen in few months ahead.

Friday, December 28, 2018

Detailed Information About Aadhar Card

In order to meet the needs of the population of India and to centralize the data relating to the Indian people, Government of India established UIDAI. Under the Umbrella of UDAI, numerous Aadhar Enrollment Centre were established in 2010 to register people for Aadhar card. Aadhar Card is an all in one document that contains all the information of the people. It encompasses 12 digit unique identification number. This will never change in your life and in other words, it is your identity in India for every task you want to perform.

The face of the Aadhar Card contains name four basic items which are as follows:
Name: Your name is printed on the card, make sure while your data entry for your records are entered in enrollment Centre, double check the spelling to avoid any future problems. We have seen people facing severe problems at the time of admissions and marriage when there entered details do not match with Aadhar card details.

Father: Your card also contains your father name. As said earlier, double check the spelling to avoid any issues in the future.

Gender: Your gender is important and as such, it is written on the Aadhar card

DOB: Date of Birth is also mentioned on the card, this is the main identification factor. That is why it is used on card.

Aadhar Number: It is the real output of your Aadhar application process. Once all your records are entered and your credentials are properly verified using supportive documents, you are given card that clearly mention Aadhar at the bottom.

When you supply all the supporting documents at the Aadhar Enrollment Centre, you have to wait few weeks before your card gets ready to be delivered. Normally, it takes 10 - 15 days for the delivery of your card at your registered address. Make sure, you give the right postal address when providing details at the data entry desk. 

Once you card is delivered, you will get an SMS message on your registered mobile number email id. Previously, the time was around 50 days but after revamp of the entire process, UIDAI has significantly reduced the time period for the generation of Card.

It is your responsibility to well take care of your aadhar card. It should not be given to any other person either in original or in copy. Anyone can use it for illegal purpose and to cheat you as well. If at any time of your life, you lose this card, immediately lodge a complaint against the lost to secure yourself in case, your card is used for illegal purpose.

Aadhar Card is a white background color card with Indian flag printed on the top which gives it a decent look. Also there is a QR Code printed on the bottom right side of the card that allows easy verification at any Government approved organization. Please keep in mind that it is the mandatory document that is required for making other secondary documents such as passport, permanent bank account and linking your employment applications.